Davidson Fellows Scholarships - Deadline: February 12, 2024

Davidson Fellows Scholarships

The Davidson Fellows Scholarship awards $50,000, $25,000 and $10,000 scholarships to extraordinary young people, 18 and under, who have completed a significant piece of work.

Application categories are Science, Technology, Engineering, Mathematics, Literature, Music, Philosophy and Outside the Box. Davidson Fellows are honored every year in Washington, D.C. with Congressional meetings and a special reception.

Davidson Fellows named as one of The 10 Biggest Scholarships in the World by TheBestColleges.org and one of 7 Prestigious Undergrad Scholarships in U.S. News & World Report.

NEW Application Deadline! February 12, 2024!

STEM - Science, Technology, Engineering, Mathematics

Humanities - Literature, Music, Philosophy

Outside the Box

SAMPLE Nominating Form

Nearly $5 million has been awarded to 206 brilliant young people through the Davidson Fellows Scholarship.

Application process will start soon.... come back.

Princeton Prize in Race Relations -- Deadline: Postmarked, January 31, 2024 11:59 ESTt

The Princeton Prize in Race Relations

There is perhaps no greater challenge facing our country than increasing understanding and cooperation among people of different racial backgrounds. It is a challenge that every new generation encounters. We therefore believe that young people have a particularly important role to play, and hope, through the Princeton Prize, to recognize and encourage young people who have made or are making efforts to improve racial harmony.

Overview - A description of the program, important dates and whom to contact for more information.

Frequently Asked Questions

Nominate

Apply Now! October 1, 2023 - January 31, 2024

Mail-In Option

Applicants and supporters also have the option to mail in their forms.

Download, print and mail your application:
Princeton Prize Application [PDF]

Applications postmarked by January 31 11:59 EST will be eligible for prizes—including cash awards up to $1,000 for particularly noteworthy work.

The Dell Scholars Program Class of 2024 -- Deadline: December 1st

While many students dream of obtaining a college degree, life sometimes gets in the way, particularly for those dealing with personal responsibilities at home or in their communities. The Dell Scholars college scholarship program, an initiative of the Michael & Susan Dell Foundation, recognizes students who have overcome significant obstacles to pursue their educations. In turn, these scholars serve as positive role models and change the trajectories for their siblings, friends and communities.

The Dell Scholars Program places greater emphasis on a student’s determination to succeed than just academic record and test scores. Several studies have shown that completing rigorous academic curriculums in high school may help students overcome socioeconomic disadvantages. committee.

Overview

Criteria

How to Apply

College Readiness Programs

Key Dates

Application Starts - October 1, 2023
Deadline: December 1, 2023

The Emma L. Bowen Foundation -- Apply Soon!!!

If you know of anyone that meet the critera for the internship, please share. See details below:

The Emma L. Bowen Foundation is currently recruiting high school students (rising juniors, seniors) and rising college freshman for several PAID summer internships at media (television, radio, cable) companies in the following cities: Atlanta, GA; Baltimore, MD; > Birmingham, AL; Boston, MA; Greenville, SC; Herndon, VA; Knoxville, TN; Lanham, MD; Lawrenceville, GA; New York, NY; Peoria, IL; Philadelphia, PA; Raleigh-Durham, NC; Sacramento, CA; Silver Spring, MD; St. Petersburg, FL; Syracuse, NY and Washington, DC. !

The internships start Summer 2024 and last throughout college. Eligible candidates must have at least a 3.0 GPA, plan to attend a 4-year college, and have an interest in the media. Selected candidates will be paid an hourly salary and earn scholarship dollars to help pay for college expenses.

If you know of any qualified students that would benefit from this opportunity, please have them retireve Apply. (Click the Application link to apply).

Click Here for Additional Information

Check soon for Application process for 2024.

St Jude Children Research Hospital Internships -- Check Later

The Volunteer Services department offers two paid internships each semester. Interns gain a well-rounded experience in many areas, including: coordinating and implementing programs and events, writing for newsletters and other print pieces, motivating and supervising volunteers, customer service, general office management, and exposure in a hospital setting.

This internship is well suited for individuals seeking careers in fields such as marketing, public relations, non-profit management, business, public administration, and hospital administration. All internships are located in Memphis, TN.

We are currently seeking internship applicants for Summer (May - August, 2024).
Candidates must be available full time, 40 hours a week and able to work Monday through Friday and some evenings and weekends, as necessary.

To apply, submit a cover letter and resume to volunteers@stjude.org. Please indicate which semester you are applying for in the subject line of the e-mail.

Deadlines to submit cover letter and resume: Summer: 2024. (Check letter on application process date)

How to apply (click link to retrieve)

Apply Now!

1100 Words You Need to Know (5th Edition)

An excellent book to purchase for high school and college students wanting to prepare for Exams such as ACT, SAT, or just wanting to improve their grades or adults who may want to get the most out reading, etc the "1100 Words (5th edition) by Murray Bromberg and Melvin Gordon is a top selection to choose.

The book was originally designed as a 36-week program to conform to school schedules. The additional 10 weeks were included as an extra credit section. As tribute to the Anniversary Edition, the book includes bonus weeks and new words to enrich your vocabulary.

Product Description

Aimed at college-bound students who need extra vocabulary help, this 20-minute-a-day program guides users towards a mastery of 920 new words and 200 useful idioms. All new in this edition are 46 words-in-context exercises that reflect the SAT change in emphasis regarding vocabulary questions.

2024 NNCI Research Experience for Undergraduates (REU) -- Deadline: Various

NANONETWORK

RESEARCH EXPERIENCE FOR UNDERGRADUATES (REU)

NNCI Research Experience for Undergraduates (REU) Program in Nanotechnology

Research Experience for Undergraduates (REU) programs are an excellent way for undergraduates to become acquainted with scientific research and graduate student life. REU programs typically consist of an intensive 10 week summer research experience at a university different than your own. Most research centers sponsor REU-like programs as part of their education and outreach efforts.
The NNCI does not offer a network-wide REU program, but many of the NNCI sites conduct their own separate programs and the details for these are listed below. You must apply to each program separately.

The NNCI REU program will have a networked NNCI REU Convocation. The Convocation is an end of program technical conference (2-3 days) held at one of the sites. CNF will host in August 2019. Participants from NNCI REU site programs will travel to Cornell University to present their results in poster and oral formats and network with their peers. This is a wonderful culmination of the research experience. Most NNCI sites listed below will participate in the Convocation.

How to Apply

Complete the online application form: https://www.nnci.net/research-experience-undergraduates.

Applications due: Various.

Application process starts soon!

Pathway to Science Research Opportunities

Summer Research Opportunity

Search Summer Research programs, below, by institution and disciplinary categories, or by geography!

Or, visit the basic programs search or the advanced programs search.

1. Browse all Summer

Please Share:
For Financial Support in Graduate School: Research programs

2. Browse by Institution, Usergroup, Start Date, and/or Discipline

Fellowships and graduate programs in a wide variety of STEM disciplines:

http://www.pathwaystoscience.org/grad.aspx

For tips on applying and associated resources:

http://www.pathwaystoscience.org/toolbox.aspx

For opportunities specifically in the Ocean Sciences:

http://www.pathwaystoscience.org/oceanscience.aspx

For opportunities specifically in Engineering:

http://www.pathwaystoscience.org/engineering.aspx

2024 Scholastic Awards - Apply Now!

Portfolio Scholarships

Graduating seniors may submit a portfolio of their art or writing for consideration in the Scholastic Awards. Through generous support of our sponsors, the following Portfolio Awards include a scholarship to encourage our students to continue their creative studies in college and beyond.

Gold Medal Portfolio

Our highest honor, Gold Medal Portfolio, is given to sixteen graduating seniors–eight writers and eight artists–whose portfolio of work exemplifies the Scholastic Awards’ core criteria: originality, technical skill, and emergence of a personal vision or voice.
Scholarships of $10,000 are presented to 16 students earning a Gold Medal for their portfolio.

Silver Medal with Distinction Portfolio

A Silver Medal with Distinction is given to art and writing portfolios of thirty graduating seniors whose exceptional works received recognition at the national level.
Scholarships of $1,000 are presented to select students earning this award.

Eligibility

Only graduating high school seniors may submit portfolios.
Art Portfolios should contain a series of 8 distinct works that communicate a single cohesive idea or visual investigation. The works can come from one category or any combination of multiple categories.
Writing Portfolios should contain a series of 8 distinct works that demonstrate versatility as a writer and diversity in writing technique and styles. The works can come from one category or any combination of multiple categories. Art portfolios

Visit our categories page to learn more about the requirements for art portfolios and writing portfolios.

How to Enter

Poet Program

Sign-Up for Newsletter

Student Financial Aid Deadlines - Nationally

State deadlines may be earlier than the federal deadline. Click the link below to view the various deadlines for states across the country:

Student Financial Aid Deadlines

TIP: State forms do not replace filling out the FAFSA. You must fill out the FAFSA to receive federal student aid.

Note: Date received means received by Federal Student Aid unless otherwise indicated.

Remember to apply early before funds run out.

The Research Experiences for Undergraduates (REU) program

The Research Experiences for Undergraduates (REU) program supports active research participation by undergraduate students in the study areas funded by the National Science Foundation (NSF). REU Sites meaningfully engage groups of about 10 to 12 students in ongoing research programs or in research projects designed for the REU program. Students receive stipends and, in many cases, assistance with housing and travel. Students supported through NSF must be citizens or permanent residents of the United States or its territories. Students who do not meet this requirement may still be considered for participation through other sources of funding available at the REU Sites.

Learn more about the REU program at the NSF website.

How to Apply to Engineering Sites

To apply to an REU Site in engineering, you will need to use the common application system, which will enable you to apply online for one or more REU Sites. You can find Sites that are participating in the common application system on the "General Info" page. To start your application, click here.

Application deadlines vary by Site. Please refer to each Site’s website for important dates and deadlines, or use the search tool on the General Info page.

Funding Undergraduates

Funding Graduates

Funding Post Doctorate

2024 STIPDG -- United States Department of Transportation

The Summer 2024 STIPDG application period is now OPEN!

United States Department of Transportation

2024 Summer Transportation
Internship Program for Diverse Groups (STIPDG)

Internship Period: June - August 2024

The Summer Transportation Internship Program for Diverse Groups (STIPDG) provides a unique opportunity to gain valuable professional experience and skills that will complement your academic pursuits. This hands-on program is designed to mentor and cultivate tomorrow's leaders, strengthen their understanding of the transportation industry and prepare them for future public service opportunities.

The STIPDG is a paid internship program open to all qualified candidates without regard to their race, gender, color, religion, sexual orientation, national origin, age, physical or mental disability, veteran status, or any other characteristic prohibited by state or local law.

The 2024 STIPDG application period is now OPEN.

To apply for this year's program, please read the program details below and then click here to begin your application.

Find A Program

Application Deadline: Selections may be made as applications are received, but typically do not occur until the application closes on January, 2024.

Mickey Leland Energy Fellowship (MLEF) -- Deadline: January 22, 2024 11:59pm EST

The Mickey Leland Energy Fellowship (MLEF), sponsored by the U.S. Department of Energy's Office of Fossil Energy, is a 10-week summer internship program that provides opportunities to minority and female students who are pursuing degrees in science, technology (IT), engineering, or mathematics (STEM majors). Candidates who are selected will have the opportunity to work on focused research projects consistent with the mission of the Office of Fossil Energy.

During the 10 weeks, students will work at one of several locations. At the conclusion of the internship, students will attend a "Technical Forum" where they will present their research project and tour several technical sites located nearby (the location of the technical forum changes every year).

Candidates will receive a paid stipend during the program, in addition to approved transportation expenses to and from the internship site and technical forum location. The MLEF program allows students to gain valuable experience in DOE/FE mission-related research programs, and offers an "inside view" of federal employment which encourages students to consider future opportunities within the Department of Energy.

FOR CLASS OF 2024

Click here to Apply! for additional information.

University of Tennessee Health Science Center (UTHSC) Health Career Programs -- Begins November 1\

Enrollment process for Health Career Programs at the University of Tennessee Health Science Center (UTHSC).

The programs are:

Tennessee Institutes for Pre-Professionals (TIP) program (Deadline has occurred)
Summer Science Institute (SSI) Program
Summer Research Scholars Program (SRS)

To learn more about the programs offered by the Health Career Programs, click here. This online form will take some time to complete. You may return to this online form as often as you wish to enter information; however, once the form is submitted, changes can be made only by contacting the HCP office at 901-448-8772.

visit: www.uthsc.edu/hcp

Online Application Enrollment (click link to retrieve information)

University of Tennessee Knoxville - Design Matters Camp (check later for application date)

Design Matters Camp

The University of Tennessee College of Architecture and Design is hosting a week-long summer camp. High school students from around the world can learn innovation and invention skills at our overnight summer camp, Design Matters. Please see their website for more details and share with your students:

http://archdesign.utk.edu/news-events/design-matters-camp/

Camp is from July 14 - 20, 2024!

Multiple full and/or partial scholarships will be awarded for the Design Matters 2020 Camp. The competition is open to high school students up to age 17.

TIP Pre-Law -- TN Residents - Deadline: March 15, 2024

To help achieve diversity in the classroom, during the summer the University of Memphis School of Law operates the Tennessee Institute for Pre-Law (TIP) program. The TIP program is for Tennessee residents (and Border County residents at the University of Memphis School of Law) who are not admitted through the regular admissions process, but who show potential for the study of law and bring diversity to the class. TIP seeks to matriculate students from diverse backgrounds and circumstances who are capable of successfully participating in law school curricular and co-curricular programs.

To apply for TIP, you must go through our regular application process through the LSAC and our priority deadline is March, 15, 2024. Additionally, you must complete the TIP portion of the application to be considered. More information on TIP can be found here.

How do I apply to TIP? The TIP application is incorporated into the application for admission. To be considered for TIP applicants must answer the optional application questions and submit a supplemental statement explaining why you believe you are qualified for the program and how you will bring diversity to the law school entering class. The application deadline is March 15. There is no separate application fee for TIP.

Please save the date! Each year the University of Memphis School of Law hosts an exciting program that celebrates the value of diversity in the legal profession, while showcasing our law school and many pipelining opportunities at Memphis Law.

Our goal for Diversity Day this year is simple—provide information about law school, how to prepare for law school, and elevate diversity in the legal profession by bringing together the Law School, prospective students, and Memphis legal community. Prospective students will also have the opportunity to see a mock trial demonstration and meet current Memphis Law students and faculty. We would like to invite you and/or your students to share in this valuable experience!

Mayo Clinic Summer Internships -- Deadline: February 1

The Mayo Summer Undergraduate Research Fellowship (SURF) Program, sponsored by Mayo Graduate School, is a great way to build your skills as a young scientist or test your inclinations toward research.

Each year, 80-90 undergraduate students from around the United States come to Mayo Clinic in Rochester, Minn., to work beside both young and established scientists on a broad range of biomedical research questions. A limited number of fellowships are also available at the Mayo Clinic campuses in Jacksonville, Florida and Scottsdale, Arizona.
Attention: To access the secure online application, please click below.

Online Application

The Summer Undergraduate Research Fellowship Program award is $4,000 (minus taxes) for 10 weeks. From this stipend, students are responsible for their own travel, housing and meals. Most students live together in a convenient summer student housing area which costs about $140/week.

Additional Information

Application window: Nov. 1, 2023 - Feb. 1, 2024
Program dates: May 28 - Aug. 2, 2024

How to apply

Tennessee Institutes for Pre-Professionals (TIP) - Deadline: February 1 (application opens on November 1st)

The Tennessee Institutes for Pre-Professionals (TIP), commonly referred to as the Tennessee Pre-Health Science Fellowship Program, offers this opportunity to residents of Tennessee who are members of underrepresented groups and wish to pursue a career in medicine, dentistry, pharmacy or veterinary medicine.

UTHSC actively seeks applications from veterans and from individuals who are historically underrepresented in science and in the health care professions: underrepresented minority students, non-traditional students, students with disabilities, and students who represent the first in their families to pursue higher education.

Age Range: College Freshmen–Seniors

Website: https://www.uthsc.edu/sace/hcp/summer-programs.php

Deadline(s): February 1st for Medicine, Pharmacy, Dentistry, and Health Professions.

https://www.uthsc.edu/sace/hcp/index.php

For further information call (901) 448-8772 or toll free (800) 998-8654.

SUMMER TRIAL & ADVOCACY INSTITUTE - Deadline: March 28, 2024

SUMMER TRIAL & ADVOCACY INSTITUTE

To Apply:

Compete this online application (click) attaching one letter of recommendation and your high school transcript by March 28.

Preparing for College with Using Online Resources

Preparing for College with Using Online Resources:

As you prepare for college, below are some excellent sites to consider finding out information on colleges and universities. The sites provide information such as tours, factual information on the colleges, retention and graduation rate, etc. To tour a college of your choice via videos, and other information, click here. The YouVisit will also help you find out valuable information click here. The college navigator will also help you find out valuable information click here.

NSBE Jr Enrollment -- Apply Now!!!

NSBE Jr.

The Pre-College Initiative (PCI) program is designed to stimulate the interest in science, technology, engineering, and mathematics fields, or STEM. The goal is to encourage students in grades K–12 to attend college and pursue technical degrees. Our PCI program provides activities to help students discover firsthand how engineering and technology relate to the world around them and discover the excitement of academic excellence, leadership, technical development and teamwork.

Participate in NSBE’s PCI programs by becoming a NSBE Jr member. NSBE Jr membership is available to all students in grades 6-12. Membership is only $5, but the level of exposure to engineering is priceless.

Check out the NSBE Jr. Member Benefits, and join NSBE today!

To become a new member for the Memphis NSBE Jr. Academy Program chaper enter the follow information after you click the join link:

(1) Select “NSBE Jr.” for membership type (drop down menu).
(2) Select “Memphis NSBE Jr. Academy Program” for chapter.
(3) Fill-in sections “Contact Information”, “Primary Address”, etc.

UNCF Scholarships with Approaching Deadlines-- Apply Now!!!

Information on UNCF Benefits for Students

Access to a college education has never been more important for individuals and society! A college education opens up unlimited possibilities and helps students to discover and foster their unique gifts. It also demonstrates that students are willing to make an investment in their own futures. However, for many young people this investment cannot become a reality, because they are unable to afford the rising cost of college tuition. For students, we offer administer an array of scholarship, internship and fellowship opportunities. Scholarships: Since 1985, the UNCF Scholarships and Grants Administration office has awarded in scholarship assistance over $105 million to over 28,000 students enrolled in its 39 member colleges and universities and other HBCUs and majority institutions as well. We provide support in numerous ways to a variety of constituencies.

Learn more about scholarships

Approaching Deadlines Scholarships

Online Scholarships Search

Grammarly -- Grammar Checker

The World's Best Grammar Checker

Grammarly is an automated proofreader and your personal grammar coach. Correct up to 10 times more mistakes than popular word processors. Grammarly will not edit your work for you; it is up to you to incorporate Grammarly's feedback and decide what suggestions are most appropriate.

Grammarly will analyze your document in real time for over 150 points of grammar, plagiarism, word choice and much more. In 30 seconds or less, you will receive a detailed report on all mistakes and marked up text.

First-time Grammarly users must click on "Register a new account."

Trusted by 3,000,000+ People

Grammarly has been featured in:

Faculty members and educators, click here

Grammarly works best using the Firefox or Google Chrome browsers.

Delta Airlines Summer Airport Customer Service Program -- Apply Now!!!

Delta is looking for people who want to work full-time during the summer
months only. We need people who are committed to providing exceptional
front-line service - assisting customers at check-in and baggage handling.
Employees will receive $10.82 per hour as well as worldwide travel privileges
that enable them to fly on Delta.

Applicants must be at least 18 years old, able to lift at least 70lbs, authorized
to work in the US, have a H.S. diploma/GED equivalent as well as a valid driver’s
license and the ability to pass an extensive background check and drug test.

TELL YOUR FRIENDS & FAMILY TODAY!
Select Apply Now and then select either Airport Customer Service Ticket/Gate
or Ramp Operations/Baggage Handler

The Children’s Scholarship Fund Program

The Children's Scholarship Fund provides partial tuition assistance for low-income families to send their children to private schools. More than 96,000 children have benefited from scholarships across the United States since we began offering assistance in 1998. Currently, almost 29,000 children nationwide are using CSF scholarships. These children are attending private school through the generosity of our donors, the efforts of 38 scholarship programs, and the sacrifices made by the families themselves, who pay—on average—50% of their children's tuition. Our scholarships are truly a hand up, and not a hand out.

The response from families seeking the freedom to choose their children’s education was staggering. For our first scholarships in 1999, the parents of nearly 1.25 million eligible children from over 20,000 communities applied. Most of these families reside in the poorest sections of our urban areas, where their only choice without a scholarship is a low-performing school.

Eligible families are required to demonstrate their financial need as measured by standards similar to the Federal school lunch program, which takes into account family size. The Fund focuses on elementary education because the earlier a child receives sound schooling, the better. Scholarships are awarded to all eligible children in a family to attend the school or schools of their choice.

The Children's Scholarship Fund provides scholarships for children grades Kindergarten - 8th. Children must be 5 years or older to receive scholarships.

How To Apply

FindInterships.com -- Internship Opportunities

FindInternships.com was created to help. The web site is a free online resource for students looking for summer and year-round internships. We post new opportunities daily from major corporations, non-profit organizations, and local and federal government agencies. Some of our opportunities are even for students looking to go abroad.

There are many, many opportunities available, and we filter through each one of them to ensure that they are 100% real and legit. Some are specific to students of certain majors and career paths, while others are only for students who reside in certain cities and states.

Please enjoy using our web site to help you on your journey! (Click link to retrieve Internships)

Purdue Online Writing Lab (Owl) -- Excellent Writing Resource

The Online Writing Lab (OWL) at Purdue University houses writing resources and instructional material, and we provide these as a free service of the Writing Lab at Purdue. Students, members of the community, and users worldwide will find information to assist with many writing projects. Teachers and trainers may use this material for in-class and out-of-class instruction.

The Purdue University Writing Lab and Purdue Online Writing Lab (OWL) assist clients in their development as writers—no matter what their skill level—with on-campus consultations, online participation, and community engagement. The Purdue Writing Lab serves the Purdue, West Lafayette, campus and coordinates with local literacy initiatives. The Purdue OWL offers global support through online reference materials and services. Click here for additional information.

Another resource you can use is: 1100 Words.

PPREP Pre-med Scholarship and Internship Program

RateADrug.com's PreMed Prescription Drug Rating and Experience Program (PPREP) is designed for students in pre-medical or health related fields. Selected students will receive valuable hands-on patient evaluation experience while participating in large scale multi-year studies on side effects and efficacy of medications and supplements.

The program is open to medical students, pre-med students, nurses and nursing students, and students from other health-related fields and select alternative medical programs, subject to PPREP approval.

The top participant will receive their choice of a $1,000 scholarship or a MacBook Air laptop computer.

Apply

You will find the complete scholarship information by going to our Web site, http://rateadrug.com/StuInstruction.aspx, and may e-mail pprep@rateadrug.com for questions or further information.

PPREP accepts interns on a rolling admissions basis, so there are no set deadlines. We encourage you to apply! Please contact info@radpprep.com or call 641.209.1761 x 108 if you have questions.

CVS/Pharmacy Interships

Join CVS Caremark and we will reward you with an extraordinary opportunity and professional development that only the nation's largest pharmacy retailer can provide. To be considered for the CVS/pharmacy internship program, you must be actively enrolled in one of your professional years of pharmacy school.

As the nation’s largest pharmacy health care provider, we offer a wide range of exciting and fulfilling career opportunities across our three business units – MinuteClinic, pharmacy benefit management (PBM) and retail pharmacy. Our energetic and service-oriented colleagues work hard every day to make a positive difference in the lives of our customers.

Explore positions within our company by visiting our Opportunities section.

Search all CVS Caremark opportunities

A Simpler and Faster Way to Fill Out the FAFSA

Tips for Completing the FAFSA

Each year, about 15 million students apply for grants, work-study, and loans for college using the Free Application for Federal Student Aid – the FAFSA. By completing it, students apply to the U.S. Department of Education, the largest source of student aid in America. In many cases, the FAFSA is the only application needed for students to obtain aid from their state or college, too.

Recent changes make it quicker and easier than ever to fill out the FAFSA. This video offers tips to help students get started.

Applying for FAFSA (click link to retrieve information)

CollegeData - Common Application Colleges -- Deadlines and Fees

Admission application deadlines and fees for the colleges and universities that accept the Common Application are listed below. Additional information is provided for each college, including whether the college requires a supplemental application and any other Common Application forms. To learn more about any college on the list, click on its name and view its College Profile. Be sure to confirm application requirements directly with any college to which you apply.

Common Application Colleges

How to Apply Using the Common Application

Keep My TN Home -- Please Share !!!

Keep My TN Home: Helping Tennesseans Stay in Their Homes

The Keep My Tennessee Home - Tennessee’s Hardest Hit Fund program provides loans to unemployed or substantially underemployed homeowners who, through no fault of their own, are financially unable to make their mortgage payments and are in danger of losing their homes to foreclosure. Tennessee is one of 18 states plus the District of Columbia that are receiving Hardest Hit Funds due to having an unemployment rate that is higher than the national average. The Keep My Tennessee Home program will make homeowners’ payments on their mortgage and mortgage related expenses such as property taxes, homeowner insurance, homeowner association dues, and/or past-due mortgage payments that accumulated during a period of unemployment. The Hardest Hit Fund is being administered in Tennessee by the Tennessee Housing Development Agency (THDA).

Homeowners in Shelby County are potentially eligible for forgivable loans of up to $20,000 to cover up to 18 months of mortgage expenses.

More information can be found on the keepmytnhome.org website.

Go College

Dear Callie,

The release last week of "The Great College Hoax" at Forbes was just the latest to discuss the unmanageable debt load that students have been taking on as they pursue their dream of a college degree. Based on the alarming trend and the ongoing lending practices that could only be described as predatory, at GoCollege.com we recently created a basic, free in-depth primer written for college students: The Student's Guide to Personal Finance. We also followed that up with an interview with Kai Davis of the University of Oregon, a fifth-year senior who will graduate this spring with zero debt.

Please read the following:

Students Guide Personal Finance

Given your ongoing commitment to providing college preparatory advice to your readers, we wanted to call your attention to the guide and zero debt post.

Thanks and have a great week.

TJ Hanson
Associate Editor
GoCollege.com

It is Time to Get Serious About the ACT/SAT

I also wanted to make sure that the “Class of 2014” or those students needing to prepare for the upcoming ACT and SAT that they have information that allows them to perform or do the best that he or she can. It is my hope that you will share the information with others so that they can prepare for the exam(s) as well. The opportunity should always be shared with the individuals wanting to take the ACT/SAT; be it “Class of 2013”, GED or non-Traditional students because college is open to all regardless of age, career or profession.

I am often reminded of the students that I and others have assisted or guided in workshops or through advice. Some of the students that stand out are those students that didn’t have a mentor, had low self-esteem or didn’t think that they could pass the exam or could even attend college. I am especially pleased with Julian’s story. A student that wanted to attend college, but didn’t believe he could. At the time, Julian had just graduated with the “Class of 2008”, but during August of 2008, he had never applied for college or taken the ACT. But in my meeting with him, I felt he had a fire and desire to want to achieve and had the ability to do so. I advise him how to prepare for the ACT and to utilize the links on my blog, Planning and Preparing for College (Scholarships, Internships, Etc) located at http://www.ctherd.blogspot.com . He took the advice and took the ACT exam and scored a 21 on his first try which allowed him to be eligible for the TN Lottery and get assistance's to attend college.

The reason the workshops were successful is because it taught students’ methods and techniques and to utilize practice exams to build up their test skills and speed. In the end, knowledge is powerful, if used properly.

Below is a link that provides two technique documents (Math and Science) that I summarize from our workshops that I offer as tips along with suggested websites to practice the ACT/SAT with.

How to Prepare for the ACT/SAT

I encourage students to take 3 to 4 days a week with 2-3 hours per day and to complete your online test. Performing these practices will allow you to understand the exams better and to build up your timing and able to complete the full exam. If a student doesn't understand how to solve the problems or get the answer then they should seek additional help through their teachers at school, an expert in the subject area, etc. The key is to learn the method/techniques to solve the problems or questions.

Math & Science Videos: Virtual Nerd, Eknowledge and Education.com

Virtual Nerd: Real Help

Math & science video tutorials from the Virtual Nerd library. Many more tutorials in a unique interactive player available on our site at www.virtualnerd.com, and if these videos help you, please become a fan at www.facebook.com/virtualnerd

Math Videos (click link to retrieve)

Teen Chat Decoder for Acronyms Defined

Ever wonder what your child is really saying online?

As parents, when our kids started to use the Internet more and more, we did what any good parent would do – we monitored their online activity.

Teen Acronym Only” database on the net. Teen Chat Decoder was designed to help parents understand what their kids were “really” saying online and to help keep them safe.

We reviewed their browser history, or some parental control software product like PC Tattletale. But it was really frustrating when we found that our kids used abbreviations and acronyms in when chatting online or via their cell phones.

Now some acronyms are pretty easy to figure out, like “LOL” (Laugh Out Loud), but many made no sense at all – unless you were 15!

Click here to use the Teen Chat Decoder.

Planning and Preparing for College (Scholarships, Internships, Etc)

Saturday, September 09, 2023